Uprosper News
Keep informed with the latest about Uprosper and the mortgage / finance industry.
The facts about refinancing your home loan
Posted on: 18.07.2017
Home loan refinancing – the facts to consider! Today we look at the reasons you would look to refinance your home loan and why. When you take out a home loan it is generally for a 30 year term, however, … 
First home buyers low deposit
Posted on: 23.05.2017
Low deposit required for First Home Buyers Did you know that from the 1st of July 2016 until the 30th of June 2017 the QLD Government has boosted the grant for new homes by an additional $5,000, which will now … 
2017 Federal Budget- Negative Gearing
Posted on: 18.05.2017
Good new’s for investor’s only some minor changes to Negative Gearing in this years 2017 Federal Budget. Negative Gearing Negative gearing remains however some rules have been tightened around what can be claimed, specifically travel expenses and depreciation deductions. Under … 
Variable Interest rates
Posted on: 28.08.2016
So you’re looking to refinance, you have been given the choice of 3 different lenders with similar offer’s. It’s your Uprosper broker’s job to recommend a certain product, and loan structure based on your situation but it is also very … 
Relaxing sub-division laws
Posted on: 20.08.2016
Population growth and it’s influence on relaxing sub-division laws According to an article from Terry Ryder (Money Magazine). Between the year 2000 and 2014, 60% of Australia’s population growth came from migrants. This alone has prompted council’s across most states … 
Home Loan deposit
Posted on: 11.08.2016
Basic terms and definitions surrounding a home loan deposit LVR – Loan to Value Ratio – This is the loan amount your applying for compared to the value of the property. For example – on a purchase price of $300,000, if … 
Cash rate cut to 1.5%
Posted on: 03.08.2016
Reasons for the cut? The RBA has considered many of the influences on consumer spending at the moment. From the dramatic uncertainty of the US presidency to unstable markets in the EU following Brexit, as well as the Turnbull Government … 
Buying at Auction
Posted on: 27.07.2016
What is Buying at Auction? An Auction is an event held by the seller and their agent, whereby the highest bidding buyer on the day purchases the property. For the buyer, this usually means an unconditional contract (with no clauses, … 
Home Loan pre-approval
Posted on: 19.07.2016
What is a home loan pre-approval? A home loan pre-approval is an indication of how much you are able to borrow, based on the information you provide to the lender. It is a good first step, so you can shop … 
Preparing to buy property
Posted on: 12.07.2016
So, you’ve checked out a few loan calculators, saved your deposit accordingly and you’re preparing to buy property. There’s a few things we feel you should know for the 12 month period leading up to your purchase. These are all … 
Back to the Basics of Saving
Posted on: 04.07.2016
Re-occurring Expenses In today’s highly competitive Fuel and Grocery markets it is easy to save a small fortune. For the majority of us, Fuel, is a weekly expense that fluctuates quite rapidly. With the new 7-Eleven fuel app, you can keep … 
